I think the Federal Reserve is an asset to our country because it keeps our economy stable but it does have its flaws just like everything in the world. They lend large amounts of money and print the money to make people take loans from the bank so that they have to pay the money back plus interest. That is how the banks make money. The banks ask the federal reserve for a large quantity of money and they give the banks the money and then the banks loan it out to people and put them into debt, and debt equals money for the banks. The federal reserve keeps us above water but could be run much better. It holds people down and taxes the shit out of everyone so that they have a hard time paying the interest on their loan. And sometimes when the banks aren't making enough money they jack up their interest rates so that the bank stays in business. The federal reserve is an asset but needs to change the way it's run and probably needs to have new people running it in order to change how it's run. When people sign to take a loan they don't know exactly what they are signing up for because they are property of the government and they have to pay for more than they take. And also the federal reserve prints large amounts of money to give to the banks which results In inflation because the more money u print the less worth it has so in order to continue having a large income stores have to increase prices or inflate prices hence the word inflation. The national debt is somewhere around 55,000,000,000,000 and that is partly because of the federal reserve.